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How do you spend your money

Written by Molilo from the blog Mofire on 03 Apr 2009
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Hope this will brighten the site, I am kinda bored

In life we appreciate different things, being it expensive bags, cars, clothes, furniture, food, shoes, perfume, etc?

I for one know I would not pay R3000+ for a pair of shoes no matter what; even R1000 will be too difficult for me to part with for shoes.

So tell me:

What it is that as a person you would not mind spending fortune for?

I for one do not mind spending my money on expensive furniture, can’t wait to have my place

And what is it that you will mind parting ways with?

Clothes, used to back in the days but I cant anymore

100 Comments

ms.tebby
03 Apr 2009 10:32

I loove shoes, seriously...and then tops!

Earth
03 Apr 2009 10:33

I wish I had lots and lots of money to spend!LOL I luurrrrvvvv me a good pair of shoes and they do not come cheap at all.Right now,I'm saving for a car,so no spending money at all,just the basics...

Ms. Jay
03 Apr 2009 10:39

when u said furniture I thought I would see a PLASMA TV LOL

I don know really - most of my money goes on bills, fuel and food!!!!!!!!!!!!! So its hard to say

Molilo
03 Apr 2009 10:47

Me too Jael, but I would really like to save for my future place. I dig LCD not PLASMA, so it is also in my to have list

JadaPinkett
03 Apr 2009 10:50

Eish kwakubi -ke Mofire coz mina i luv shoes very much

odie
03 Apr 2009 10:50

TO EARTH how are you saving for a car? i need to buy one

Krissy
03 Apr 2009 10:52

I don know really - most of my money goes on bills, fuel and food!!!!!!!!!!!!! So its hard to say

@ Jael hear hear!! I dont know where my money flies to but...

I love love lovoooove perfumes, I always want a new one every month(when I have the means), then shoes. There is nothing as satisfying as a person telling me that I smell wonderful. I feel like "The king of the world"!!!

Strolicious
03 Apr 2009 10:54

Jael we on da same boats...bills ,bills,bills im even thinking of relocating back home,so i can enjoy my salary,i wont have to pay rent,electricity bill,parking....

Earth
03 Apr 2009 10:56

Odie,whatever is left after paying off my debts goes to my 32 day account,by end of june I should be putting down a decent deposit on my ride...eish so excited

Ms. Jay
03 Apr 2009 10:56

yep - its like it flies for sho! the older we get the more we seem to spend, thank God I am free of debt though! I honor Him with what He gives me and the rest covers all teh bills, fuel and food.....@ one time it was furniture but then wellllll I dunno wat happened! now its baby stuff...teh list always goes on and on and on

Molilo
03 Apr 2009 11:00

If u want to save open a fixed account, every month on ur pay day they debit into the acc.
The nice part about it u will not be able to take out the money till the date you told them when should they stop deductingmaybe a year or 2 depending on u.
Unlike the 32 days coz with that one u will be tempted.

TerryN
03 Apr 2009 11:01

I don know really - most of my money goes on bills, fuel and food!!!!!!!!!!!!! So its hard to say

True Jael,

I for one know I would not pay R3000+ for a pair of shoes no matter what; even R1000 will be too difficult for me to part with for shoes.

Eish! mee too Molilo! BUT for furniture i would (believe me). I like to spend on sumthng for the house, I collect absolutely anything that would look cute in my house (maybe because i am the first time homeowner) LOL:-)))

Molilo
03 Apr 2009 11:02

Yes Jael with me I plan what I want to buy each year, if I fail at least in the next 6 months, that is y I am going back home coz I could see my money will be waisted nje.

Earth
03 Apr 2009 11:04

Eish I know what you mean Molilo,but you know nna everytime I feel tempted,I go to the net check out the pic's tsa my ride,and voila!!! temptation gone!!!! I must admit though it is not easy,but if you want it bad enough,he he he o tla itshoka!!!

Phikza
03 Apr 2009 11:04

I spend a lot on transport - to and from work! and then food...you'd swear i have a load of bills...ill take that too Earth...i have got to save for a ride

Molilo
03 Apr 2009 11:09

How do u feel when u only spend on transport Phikza? Nna I will be frustrated nje.
Tazzy the day I am a homeowner I will be a happy woman.
It is my dream for 2009, hopefully end of the year I will have my own set of keys.

TheLady
03 Apr 2009 11:09

I looooooooove the shoe rack thingie..anybody has an idea where I can get it?

Ms. Jay
03 Apr 2009 11:10

It works better if you plan and bu according to teh plan not just implusively....weldone Tazzy first time home owner!!!! you go girl

Molilo
03 Apr 2009 11:15

Sorry TL no idea google it

ms.tebby
03 Apr 2009 11:16

...every month on ur pay day they debit into the acc.>>>there was a point in life where I had that direct debit into my savings account...you know everytime after the debit order had gone thru, i go thru the bank entrance to get that money back....I just could not save at all coz of debts, truworths, sales ladies who sell from their car boots, and all sorts of debts....thank God I adopted Oprah's debt diet I am now debt free!

Molilo
03 Apr 2009 11:18

LOL ms. t will google the diet need to go thru as well if I need to own a place come 2010

JadaPinkett
03 Apr 2009 11:20

i also spend my money to buy somee clothes................as for furniture.....................i'm also paying for osofa i bought for my grandma coz i don't hav a my own house but in a next two yrs.....ngizinobiza nonke zie kwami.

dali
03 Apr 2009 11:23

i seem to spend more money on airtime and im not even on contract!

Phikza
03 Apr 2009 11:25

Been thinking bout the fixed account thing...i think ill go for that Molilo...yoh...it frustrates me like nothing, I promise you..but im saving for some furniture at the moment (am buying buy bits by bits...cash) so i dont let it get to me that much.

maybe because i am the first time homeowner.....you did well Tazzy cant wait for this day to come...sharing doesnt do it for me anymore

Molilo
03 Apr 2009 11:26

LOL dali pls call me as well will PM u my numbers

Molilo
03 Apr 2009 11:28

Tell me about sharing was miserable for 3 months.

Phikza
03 Apr 2009 11:28

you know everytime after the debit order had gone thru, i go thru the bank entrance to get that money back......lol ms. t

Swagger
03 Apr 2009 11:31

Same here Krissy , purfume and shoes are on the top of my list. A pair of good quality shoes does not come cheap.

dali
03 Apr 2009 11:31

Molilo this is my weakness. im telling u even if i dont have money for other things i always have money for airtime.

Joe
03 Apr 2009 11:33

This is pathetic!

awelani
03 Apr 2009 11:37

then go hand yourself Joe,,do want us to give a rope?? just go hang dude. NX!!

ms.tebby
03 Apr 2009 11:39

yeah Molilo...one & only? once posted another spending ratio here sometime that can be helpful as well, I will try to look for the link or anyone who can help with it please go on...

Molilo
03 Apr 2009 11:40

Hi Joe we have been missing u on the site

Mabuu
03 Apr 2009 11:41

i've made debit ordes for most of my bills and after they've all gone through, im left with some few pennies. but i always try to squeeze for shoes and underwears, they just make me feel good.

Joe
03 Apr 2009 11:42

Thats my opinion Awe-Awe, if you don't like it......

Molilo
03 Apr 2009 11:45

http://www.tvsa.co.za/default.asp?blogname=10102060Rule&articleID=10920

awelani
03 Apr 2009 11:45

lemme leave IT alone

ms.tebby
03 Apr 2009 11:47

Molilo :check this out

35%- HOUSING(mortgage,repairs,Taxes,utilities,insurance)
15% - DEBT (student loans,Credit Cards,Personal loans)
15% TRANSPORTATION-( car pymnts,Gas,Insurance,repairs,parking/tolls,Train/bus)
25%- OTHER LIVING EXPENSES-(eating out,vacations,entertainment, clothing)
10% SAVINGS

I think you can adjust here & there to suit your lifestyle & salary &when you start adopting it

Joe what is pathetic?

Joe
03 Apr 2009 11:56

Hi Molilo, you know what they say, absence makes the heart grow fonder, I'm just trying to make you miss and love me more and more! LOL
ms.tebby I won't answer your rhetorical question!

dali
03 Apr 2009 12:01

joe why did u come back vele? this place was nice before u came back and ruined this!

ask that again ms T what's pathetic here. if i remember clearly u always wrote articles about celebs. u r just a gossiper thats why u dont like this article!

Molilo
03 Apr 2009 12:02

Ok ms t, since I am moving back home I dont know how will I distribute my money.
By Sept will know as I am planning to stay till Sept at home

TerryN
03 Apr 2009 12:04

25%- OTHER LIVING EXPENSES-(eating out,vacations,entertainment, clothing)

MsT, i have cut down here.
Eating out, clothing, and drop nanny (i have to learn and manage on my own from own) times are economically tights.

Kaydee
03 Apr 2009 12:05

yoh for me its SHOES!!!!! u know when u see a pair of shoes n its jus screaaaamiiin out ur name.....i jus gotta have it!!!!!

TerryN
03 Apr 2009 12:05

(i have to learn and manage on my own from now on)

Orie
03 Apr 2009 12:06

It has been long since I logged on to this site. Well I spent my money on food and food.

Rule 1 never buy shoes that cost more than R300,00 period
You can get undies very cheap from Playtex or Truiph factory shops
Polo factory shop is there for a reason, \
Brands are expensive, If I am ugly I will remain ugly no matter what brands or how expensive i dress, So why spend money at all

ms.tebby
03 Apr 2009 12:07

its getting hot in here, lemme switch on the aircon..>>>>>>>

Molilo
03 Apr 2009 12:13

Orie where are the factories need to visit them

Best-Achiever
03 Apr 2009 12:14

Brands are expensive, If I am ugly I will remain ugly no matter what brands or how expensive i dress, So why spend money at all

kwa kwa kwa kwa kwa Orie

i used to spend my money on Furniture... nowadays i spend my money on vacations ... i dont know what happened but lately im so into exploring and having fun while at it.

Orie
03 Apr 2009 12:15

In CPT playtex is is Salt river and Triumph is in Bentheweul and Polo, is in Parow, and Access Park where u get evrything for less is in KC..

ms.tebby
03 Apr 2009 12:15

...Brands are expensive, If I am ugly I will remain ugly no matter what brands or how expensive i dress, >>>LOLOL ggod point there Orie, if you have an eye you can still buy reasonably priced clothes & look perfect

Tazzy yeah I have cut down that as well (plus having a good heart friends now start thinking that im a walkiing ATM,shem)

hi dali...pls dnt give yourself a heart attack! I dont want to lose you

Orie
03 Apr 2009 12:17

@best Archiver,
I second ur idea, explore, have fun, u can even buy ur furniture it wnt be written Joshua door moos and it does not speak... I say travel explore and eat healthy.... Dont spend money asking for recognition from people cos wena ngoku you wear Puma or wear an expensive perfume

Joe
03 Apr 2009 12:19

dali, I came back to stir things up!
It sounds like you have what it takes to be nasty, lemme see how far you can go!

The last time I checked the name of the site was "tvsa"! Has it changed?
If it has, I spend my money on DAGGA then, are you all happy now!

Phikza
03 Apr 2009 12:21

LOL Orie....will have to check those out but Salt River is messed up...how do you those factory shops....yoh, uyayihamba into you even go to Bentheweul..lol

dali
03 Apr 2009 12:23

joe u dont know what u r getting ureself into!

go get high where ever u were!

Krissy
03 Apr 2009 12:23

@BA-- Which places have u explored? I would love to explore one day!

Molilo
03 Apr 2009 12:24

Eish Orie Cape Town is far, will make a turn there and stock up.

felfel
03 Apr 2009 12:24

Nothing beats buying furniture on lay-bye as its very expensive, most major furniture shops do have that option they just don't advertise it cos they wanna chow ur money instantly, try Coricraft for good quality.

Joe
03 Apr 2009 12:28

Dali <<joe u dont know what u r getting ureself into!>> LOL, andoyikiswa ngenyoka efileyo mna!

TerryN
03 Apr 2009 12:30

(plus having a good heart friends now start thinking that im a walkiing ATM,shem)

LOL @ MsT

ms.tebby
03 Apr 2009 12:30

BA ever since i cleared the debts & stopped running after the debit order I am able to go on vacations, almost every ''long holiday'' i go out

Best-Achiever
03 Apr 2009 12:33

@Krissy.... will respond to you on the other side

Molilo
03 Apr 2009 12:35

@ felfel and how long is the lay bye

dali
03 Apr 2009 12:36

joe........ yi kwihi mbyana leyi ngafa. u ni tolovela xinkwa xo oma wa swi tiva! (i'd kill to c u scratching ure head trying to figure this one out)

Best-Achiever
03 Apr 2009 12:37

yep .. Ms.tebby ... i vowed that this year ... im going out every chance i get, have spend much time attending to other ppl(well i wont stop this, but have learnt to say NO to some other ppl and their demanding WANTS) that i forgot to spoil myself.

been only visiting around SA and would like to go to african countries now.

TerryN
03 Apr 2009 12:40

i'd kill to c u scratching ure head trying to figure this one out)

aarg nee, dali...out with it!!!
Please stop play guessing games with us!!

felfel
03 Apr 2009 12:42

Molilo it depends on the price of the item u are buying, if u buying couches for r5000 and u got R1000 to spare every month then u can pay over 5months, or better yet u could try the 3months interest free payment at shops like House & Home, if u settle ur installments in 3months then the interest gets reversed, u settle based on the cash price with no higher purchase extras. Thats how i've bought my big stuff pay over 3months with no interest at all.

zozoe
03 Apr 2009 12:43

@ms.Tebby,,,,,,,,,,,,,,,i think you forgot 10% of Tithe

i assure you people first thing pay tithe and you will be able to do your stuff and pleeze run away from Dikoloto izikweleti debts otherwise you are working for those sales shop

you see nna i am going to buy anice car and a home by end of this year hold me to that coz i've been saving and i give my thithe so the lord will see me thru

dali
03 Apr 2009 12:46

tazzy ........................ joe wrote in his mother tongue why can't i??????? i'll let him scratch his head some more. i'll translate on Monday!........LOL

TerryN
03 Apr 2009 12:50

i'll translate on Monday!........LOL

dali...............aag nee, please tell now ( i also wants to know)

Molilo
03 Apr 2009 12:52

Ok will check with Coricraft, house and home do not like their furniture.
I have never liked paying interests so higher purchase has never crossed my mind, I always save if I want to buy things so rather I lay bye

ms.tebby
03 Apr 2009 12:53

zozoe....I am coming for the house warming like it or not!...im holding you to that, LOL

yeah well on the 10% tithe i did not put it there coz we not all of us are christians & pay that andi i just got it from Oprah's & put it there & then I put a note that you can adjust this according to your lifestyle

TerryN
03 Apr 2009 12:54

you see nna i am going to buy anice car and a home by end of this year hold me to that

Way to go zozoe........
i'll check you up again by the end of this year (say Mid December...is it fine?)

dali
03 Apr 2009 12:56

LOL taz ask awe to translate im going home now.

Best-Achiever
03 Apr 2009 13:38

wow zozoe... please send me you list of preference for gifts.... lol

congrats Tazzy

Orie
03 Apr 2009 13:45

I just had the suprise of my life.... Sorry to go out of topic, My ex man came with a ring (TO MY WORK) and he asked me to marry him, Bwaaaahhhhh, He is craze. I told him to explore heheheheheeh. I dont need his fancy rings and cars. pxi

Best-Achiever
03 Apr 2009 13:55

hahahaha ... Orie.... are you in JHB, one of my male friends invited us to his engagement party tonight, i hope you are not that girl ...LOL

Orie
03 Apr 2009 14:06

Yes i am in JHB, lets hope its not him... U knw man who chaet and think money or a diamond ring can buy u back??? I must admit, the ring looks pretty and xpensive.. but not as my heart and love

TheLady
03 Apr 2009 14:08

LOL-ayeye Orie...I hate exes who do that
Oh my B-A i-engagement party that never happened...

Orie
03 Apr 2009 14:15

bwahhhhhhh... tell them to spend their money buying sex toys instead of trying to buy us=

Best-Achiever
03 Apr 2009 14:16

im so so so hoping it is not you Orie... otherwise my appetite will be crushed...lol

Best-Achiever
03 Apr 2009 14:28

orie .. a kere you dont stay ko JHB North? otherwise im doomed.

Orie
03 Apr 2009 14:30

I stay in Fourways dear

mathata
03 Apr 2009 14:38

i spend my money on anything that is repossess.

TheLady
03 Apr 2009 14:40

wuye kanye B-A LOL, I can just picture him walking back to his car slowly with his ring, thinking how am I gonna cancel the party?

Maybe Orie you his last hope, he proposed to someone, she turned him down, and then you...manje he knows that his buddies o B-A bazomqeda

Best-Achiever
03 Apr 2009 14:45

Yhuuu hhayi Orie.... does this guy work for the company in Sandton(manageral position), drive a Golf GTI and have a another car, black Toyota Auris.... please say it is not him ....

ms.tebby
03 Apr 2009 14:58

BA...lol at the description, hi hi hi

Orie
03 Apr 2009 15:00

YES!!!!! Ohh my, But today he came driving Audi Q5

Jokes, this one used to drive a Polo but yes works at sandton (managerial position) Dresses like a B E E

Pooky
03 Apr 2009 15:54

LOL oh my gosh

s.majola
03 Apr 2009 15:59

Damn...Dats all i can say..lol

sexyd
03 Apr 2009 16:21

Hee Banna!!!
LMFFAO!!!

myname
03 Apr 2009 16:34

Be4 i go home....Nna guys i luv furniture. If i had the money in the world, believe me, my house will be superfabulous.

Sometimes i dream about SOME of these Top Billing houses, maar ezinye ingathi kudlalwa ipopyhuise.

Guys cha chau, Monday people!

Take care

belz
03 Apr 2009 23:09

i tried that debt diet ka Oprah. lets jsut say, 10% for savings is too much, im sure ngisaver 1% lol, i take comfort in the saying, it doesnt matter how much you save, as long as you save something, really dont know what i spend moeny on, i just wake up and ihave no money anymore, cant put my finger on it.

Mafresh
06 Apr 2009 08:21

Belzy- everytime u spend yo moolar, note it down and u'll see where u chow yours mostly.

ms.tebby
06 Apr 2009 08:32

yeah belzy, the iportant thing is saving, when I started saving, i started with 5% and i incresed it after I had dealt with my trobles of car boot sales' debts.
out of the 5%, 2.5 % was a DO NOT TOUCH no matter what and then the other 2.5% I can touch when i have no option.

dali
06 Apr 2009 08:36

i spent the weekend buying more airtime! i need help!

hi ms T!!!!!!!!!!!!!

TheLady
06 Apr 2009 08:44

Do the people you call, also call you a lot dali?

ms.tebby
06 Apr 2009 08:44

hi hihi, but you never called me dali, you only hi'ing me here, lolol....hi dali wam, hi hi hi hi

dali
06 Apr 2009 08:54

no TL i only get pls call me's except from my elder sis she's the only one that calls me. hey we r getting some where TL if u call me i call u and if u dont cal me i dont call u! but my yonger bro and sis always do this to me they r in PTA and i respond quickly if they send me a pls call cause im always worried about them.

ms T i meant to call u but was too nervous!

TheLady
06 Apr 2009 09:29

You need to tell them that ocall back are for emergencies only. Be firm dali...and yes call people who call you. If you have this need to talk-keep a diary.

odie
06 Apr 2009 09:53

I am currently renovating my house (i inherited the mortgage return from my dad.) and also helping at home there and there. just out of my salary, the only loan i am going to get is a car one. i have no kid and the excess after all expenses and savings i spoil my self.

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